Electronic funds transfers are very safe, especially if you follow such rules as these: Keep all of your passwords and PINs safe.
Never reply to emails or unverifiable phone calls requesting personal information, and beware of suspicious emails (just delete them!). If you do suspect that someone has scammed you or is using your identity, contact your bank or the Federal Trade Commission immediately!
Take advantage of EFT as a way to simplify your life! Use online bill payment, make purchases with your debit card, and request that your place of employment begin to directly deposit your paycheck. You’ll be glad you did!