RV insurance is provided by many companies with the idea of given you a piece of mind, knowing that the legal hassles surrounding the RV use is taken care of. You know that by having RV insurance, you will know that any problems or concerns that come up with the RV will be taken care of.
By having RV insurance you have a lot of benefits that you would not have if you did not have RV insurance. For instance, by having RV insurance you would have total loss replacement. This means if your RV got damaged beyond recognition, the RV would be replaced. By having RV insurance you could also gain by having emergency expense money provided to you. Other benefits include vacation liability, and towing and roadside assistance.
With RV insurance you are protected from mishaps like leaking gas lines that can occur when using LP gas for the refrigerator and stove. Or malfunction equipment within the RV itself.