Picture the scene of you riding down the highway with your motorcycle, enjoying the breeze as it bounces off the bare areas of your face that are not covered with your helmet. A scene like this can be encouraging, especially on a hot summer day, except when you get into an accident. The person in front of you is driving slower than you like so you push on the gas and maneuver around him, only to find the front tire hits an object, causing your motorcycle to veer off toward the car. The momentum forces you to collide with the car. It is times like this you need motorcycle insurance to cover the damages.